Maximizing tax-efficiency is a critical aspect of managing investment returns, right behind asset allocation and investment selection. We specialize in tax-efficient investment strategies, offering a crucial advantage designed to maximize your returns and minimize losses.
We are able to use life insurance, variable annuities, and other strategies to defer and mitigate taxes. Variable universal life insurance and private placement variable life insurance allow our clients to invest in Variable Investment Trusts within the policy. Variable Investment Trusts are Separately Managed Accounts that mimic corresponding indexes, mutual funds, or hedge funds. Separately Managed Accounts are held away from the general account, protecting the client from credit risk. The cash value in these accounts depends upon the performance of the investments held in the policy. If structured appropriately, the growth of these policies is not subject to capital gains tax, allowing the client tax-free compounded growth. Clients can also distribute these assets tax free. In addition, the death benefits associated with these policies pay out tax free as well.
Here at Gideon Strategic Partners we understand the importance of accountability. The annual review plays an integral role in strategically managing all aspects of the financial plan. This includes navigating volatile markets, tax mitigation, expense management and the ongoing monitoring of legislation that could have a material impact on our clients lives.
We understand how important cyber security is when it comes to client information. This is why we take extra care in protecting our client’s data. This video gives an overview on the security measures taken to protect against data breaches.
Now more than ever clients and their advisors must leverage technology to simplify and streamline the financial planning process. This video explains how Gideon Strategic Partners helps clients to consolidate their financial goals, stress test portfolios, run what If scenarios, and Monte Carlo analysis as well as safely store data and documents.
Reducing taxes in many ways is the easiest way to improve the bottom line. This video explains how many clients are using Life Insurance as a tax efficient investment designed to produce retirement income
With the increase in the cost of education it has become increasingly important for clients to start planning earlier. Here at Gideon Strategic Partners we can help design a flexible, tax efficient savings plan tailored to each individual client’s needs.
News & Trends
By: Suzanne Woodley and Ben Steverman
By: John Butters
Trusts & Estates
By: Aaron Abrahms
The New York Times
By: Lynnley Browning